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SBI Gold loan per gram Rate 2018

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SBI गोल्ड लोन प्रति ग्राम (हिंदी) के बारे में जानकारी

SBI गोल्ड लोन एक बहुत ही अच्छा कौन है इसमें उपभोक्ता अपने सोने के आभूषण ,सिक्के अथवा अन्य सोने के पदार्थ के बदले में SBI बैंक से काफी कम ब्याज दर पर लोन की प्राप्ति कर सकता है SBI गोल्ड लोन दो प्रकार के होते हैं

Click Here :- SBI गोल्ड लोन प्रति ग्राम 2018(Hindi)

 

SBI Gold Loan Information per Gram

SBI Gold Loan is a very good one in which the consumer can get a loan at a very low interest rate from SBI Bank in lieu of his gold ornaments, coins or other gold items, there are two types of SBI Gold Loans.

  • SBI Gold Loan for Agriculture (Gold Loan for crop production).
  • SBI Gold Loan for various works (MULTIPURPOSE AGRI GOLD LOAN)

SBI Gold Loan for Farming
Agricultural loan for agricultural production

AGRI GOLD LOAN FOR CROP PRODUCTION

 

Features of AGRI GOLD LOAN FOR CROP PRODUCTION 

  • Avail the loan against your gold ornaments
  • Easy and hassle-free loan process
  • Effective interest rate is as low as 4% p.a.
  • Available at more than 10,000 branches across India

 

Eligibility  for SBI Gold Loan for Farming :

  • All farmers engaged in short term crop production.

Collateral Security : Pledge of gold ornaments.

Margin : As per the LTV fixed by bank from time to time.

Rate of Interest SBI Gold Loan for Farming:-

  • Upto Rs. 3 Lac :- 7% p.a (During interest subvention period)
  • Above Rs. 3 Lac :- 9.95%
  • 9.95% p.a. interest will be applicable on outstanding amount after interest subvention period.

Criteria for interest subvention :

  • The borrower should be an agriculturist
  • The amount of loan is fixed according to the prescribed ‘Scale of finance” (SOF) of the crop grown, acreage and the loan is used for the stated purpose.

Repayment of Gold Loan for Farming

  • Demand Loan:12 months from the date of disbursement of the loan
  • Cash Credit/over draft:Limit reviewed at annual interval and valid for 3 years.

Documents required for Gold Loan for Farming:

  • Duly filled in application form
  • 2 latest passport size photographs
  • Identity proof- Voter ID card/PAN card/Passport/ Aadhaar card,/Driving License etc
  • Address proof: Voter ID card/Passport/Aadhaar card/Driving licenseetc
  • Proof of agricultural land/ cultivation.

How to apply Gold Loan for Farming

  • Contact your nearest branch for application and further details.

SBI Multi Purpose Gold Loan

MULTIPURPOSE AGRI GOLD LOAN

Features of MULTIPURPOSE AGRI GOLD LOAN

  • No hidden charges.
  • Easy and hassle-free loan process.
  • Low interest rates.
  • Convenient repayment schedules.
  • Available at all the Rural and Semi Urban branches across India.

Eligibility  for SBI MULTIPURPOSE AGRI GOLD LOAN :

  • Any person engaged in agriculture activities

Collateral Security : Pledge of gold ornaments.

Margin : As per the LTV fixed by bank from time to time.

Rate of Interest SBI MULTIPURPOSE AGRI Gold Loan :-

  • 9.95% p.a.

Repayment of MULTIPURPOSE GOLD LOAN 

  • Demand Loan:12 months from the date of disbursement of the loan
  • Cash Credit/over draft:Limit reviewed at annual interval and valid for 3 years.

Documents required for Gold Loan for MULTIPURPOSE:

  • Duly filled in application form
  • 2 latest passport size photographs
  • Identity proof- Voter ID card/PAN card/Passport/ Aadhaar card,/Driving License etc
  • Address proof: Voter ID card/Passport/Aadhaar card/Driving licenseetc
  • Proof of agricultural land/ cultivation.

How to apply Gold Loan for MULTIPURPOSE

  • Contact your nearest branch for application and further details.

 

 

 

 

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